Question

What is   travel insurance?

ANSWER:

For those who don’t know the meaning or benefit of travel insurance. Travel Insurance is simply an insurance well planned to cover things like….travel trip cancellation, all medical expenses, eventualities like lost of luggage’s, flight accident and any other losses that one incurred during or after travelling, either internationally or locally.

Many people do not know that travel insurance is as important as the trip itself. One bitter truth is that If you cannot afford travel insurance, then you cannot afford to travel.

Getting medical care abroad or other personal liabilities can be very expensive; especially when such expense was not budgeted for, which can ruin your entire trip. That why it’s advisable you get a travel insurance, Travel insurance can cover all that has been mentioned above.

All Schengen Countries require that every successful applicant (not must please) should obtain travel insurance issued by an accredited Schengen Insurance Policy Company, which should be valid in all Schengen Countries and cover expenses caused by illness, medical care, accident… up to the sum of 30,000 Euros, before visa can be issued.

If you are taking more than two holidays in a year, an annual multi-trip insurance could save you money rather than purchasing a single trip insurance, valid for the duration of each trip.

The first step to getting affordable travel insurance is to compare different insurance providers and check reviews from their customers. It is imperative to disclose to your provider whether you have a pre-existing medical condition, so you can get advice on optional coverage as most insurance policies may not cover pre-existing medical conditions.
You should opt for an insurance company with good customer service and round-the-clock accessibility in case of emergencies.

Insurance policies have specific benefits and exclusion clauses; you must review your insurance plan thoroughly before you buy, read the wording carefully and ask questions when in doubt.
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